Once a User chooses to avail any subscription plan/offer announced by NGIT PAYMENT SERVICES PRIVATE LIMITED and agrees to buy that plan/offer by due payment for that plan/offer to NGIT PAYMENT , such payment by User shall not be refunded by NGIT PAYMENT under any circumstances whatsoever. Please note that such act of buying NGIT PAYMENT 's plan is irreversible process under the applicable law.
Post receipt of payment from the User for the above-mentioned plan, NGIT PAYMENT SERVICES PRIVATE LIMITED shall create User ID in its Mobile App / Website ONLY post successful KYC verification of such User. If the User is unable to get successful KYC done. NGIT PAYMENT shall not be able allow for availing the services mentioned for that particular subscription plan. No existing balance will be refunded to the user in case of un-successful KYC verification. Thus, in order to avail NGIT PAYMENT services on its Mobile App / Website, User has to mandatorily get his successful KYC verification done.
Post User Id creation, while availing various services on NGIT PAYMENT SERVICES PRIVATE LIMITED Mobile App / Website, a transactions which have failed for any reason directly attributable to NGIT PAYMENT and NGIT PAYMENT has received corresponding confirmation from the payment gateway, will be automatically refunded to User's bank account within 3-15 working days from the date of transaction and a confirmation mail will be sent to User's email id registered with NGIT PAYMENT . Please note that only the actual transaction amount will be refunded excluding payment gateway charges and all applicable taxes. However, for cases where User has received a successful completion confirmation but not received services, User is required to submit a complaint by sending an e-mail to Email ID given on this website.NGIT PAYMENT shall enquire the matter after receiving the complaint from the User and based on the enquiry NGIT PAYMENT may refund the payment deducting necessery professional service charges. In all cases. NGIT PAYMENT 's liability will be restricted to providing User a valid refund to the extent of corresponding payment received by NGIT PAYMENT with respect to a particular transaction. NGIT PAYMENT shall not be responsible for any other claim or consequential liability arising out of failed services on our system.
User accepts that this refund policy is subject to all the terms and conditions as stated in the Agreement of the User/business associate/retailer/distributor/master distributor/stated head with NGIT PAYMENT
